Flexible Financing


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Koalafi Financing

Apply with Koalafi at BMUU AUTO LLC in Colonial Heights, VA and get up to $7,500 for your vehicle’s needs.


Why Koalafi?


  • Flexible Approval: Based on income, job stability, and banking history.
  • No Credit Needed*: Just be 18+, have a bank account, a debit card, and earn $1,000+ monthly.
  • Quick & Easy: Fast approval with a streamlined process.
  • Enhanced Features: Shorter applications, seamless online checkout, and credit limit increases.


*Credit checks are part of the process.

Apply now and keep your car running smoothly with Koalafi!

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Affirm Financing

At BMUU AUTO LLC,  we understand that vehicle repairs can be unexpected and financially challenging. To support our customers, we're pleased to offer flexible financing options through Affirm, allowing you to get the services you need now and pay over time.


Key Benefits of Affirm Financing:

  • Flexible Payment Plans:  Choose the schedule that fits your budget with term options of   3, 6, or 12 months.
  • Transparent Terms:  Affirm provides clear, upfront terms with no hidden fees or surprises. You’ll know exactly what you owe from the start.
  • Quick and Easy Application:  Apply directly from your mobile device or in our shop. The process is simple, and you’ll receive a real-time decision.
  • Checking Eligibility:  Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
  • No Late Fees or Penalties:  Affirm does not charge late fees and there are no penalties for paying off your loan early.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

See full terms at 
affirm.com/disclosures.

Sunbit Financing

Sunbit was built to make financing accessible for everyday people, regardless of their credit background. Their unique approval process is designed to approve over 90% of applicants, with no hard credit check required. If you've had trouble qualifying for traditional financing in the past, Sunbit could be your answer.


With Sunbit, you’ll enjoy flexible terms, quick approval at checkout, and a stress-free process from start to finish. Their payment plans are tailored to your budget, and you’ll always know exactly what you owe—no surprises. Get the service you need now and pay over time with confidence.

Klarna Financing

Klarna offers a flexible way for customers to manage the cost of automotive services by providing payment options that allow purchases to be split into manageable installments. Their platform is designed to give users greater control over their budgets, offering clear terms, straightforward scheduling, and an easy-to-use digital interface. Because all financing decisions are made directly through Klarna, customers can review their options securely and choose the plan that works best for them.



When using Klarna, customers complete the application process directly through Klarna’s system, where decisions, rates, and eligibility are determined solely by Klarna. This ensures transparency and consistency, with no influence from the auto shop on approval outcomes. Choosing Klarna as a financing method can help make essential vehicle services more accessible while giving customers a convenient way to stay on top of their automotive needs.